Direct Payment

Direct Payments (Under Age 65)

In the event that your dollar bank does not contain a full monthly deduction, you may continue your insurance by making your own contributions directly to the Trust Fund.  The plan’s administrator will advise when your dollar bank account is below the minimum requirement. You may remit direct payments for up to 12 months if your termination of employment is due to lay-off, or for up to 3 months if your termination of employment is voluntary. 

When you have a partial monthly deduction in your dollar bank, it will remain there for up to six months, and will be used to help satisfy your reinstatement requirements when you return to working on a full time basis.

All benefits may be continued by the Direct Pay method described above except for the Weekly Disability benefits and Long Term Disability benefits.  The option to Direct Pay ceases upon your attainment of age 65.

Note: In the case of lay-off, Weekly Disability benefits are payable provided a full monthly deduction (not paid by a Direct Payment) is taken for the month in which lay-off occurred and you have been recalled to work during that period.