The Hospital Cash Benefit

The Hospital Cash Benefit provides a benefit in the event of extended hospitalization, to active, full-time Members under age 70 and their eligible Dependents over the age of 14 days. The benefit can be used to pay for any expenses you wish and receipts are not required.

The plan will pay an eligible Protected Person a daily benefit of $150.00 for the first 120 days while such person is confined to a hospital for 3 consecutive days or more and under the care of a licensed physician. Eligible Members or dependents must be hospitalized for a minimum of 72 consecutive hours to receive the Hospital Cash benefit. Hospital stays less than 3 days do not qualify for this benefit. Benefits are retroactive to the first day of hospital confinement. The total hospital days will be equal to the total number of days billed by the hospital as shown on the hospital discharge papers. The period of hospitalization must be necessary because of injury, illness or childbirth and begin while insurance under this Policy is in force.

Protected Person means a covered Member and his/her eligible Spouse and Dependent children more than 14 days of age.

If any injury or illness requires more than one period of hospitalization then the maximum benefit period of 120 days in a hospital will be reinstated provided that at least 61 days has elapsed between such periods of hospitalization.