What is Covered

The dental benefits described in this section apply to both the Member and their eligible Dependents.  The insurance covers work included in a comprehensive list of dental expenses, which appears later.  Many dental conditions can properly be treated in more than one way.  This Plan is designed to help pay your dental expenses but not on the basis of treatment that is more expensive than necessary for good dental care.  Thus, if a condition is being treated for which two or more services included in the list are suitable under customary dental practices, the benefit under the Plan will be based on the least expensive of the services.

The final choice of treatment is always between the patient and the dentist.  You are financially responsible to your dentist for the cost of dental work performed.  This plan will reimburse you to the limits described herein.

If a dental service is performed that isn't in the list, but the list contains one or more other services that under customary dental practices are suitable for the condition being treated, then for the purpose of the Plan, the least expensive of the suitable services listed will be considered to have been performed.  See "Charges Not Eligible for Dental Insurance" later in this section of the website for additional exclusions.