How To File Claims

You should acquaint your beneficiary/beneficiaries with the fact that in the event of your death or dismemberment, they should contact your employer, and the Trust Fund administrator immediately.  A claim form will then be forwarded with specific instructions as to how it is to be completed.

Before submitting the claim form, ensure that all questions, have been answered, that the claimant and the insured are clearly identified by full name, return mailing address, and name of employer and Union.   Faulty or missing information will only result in a delay in processing claims.

When the above have been completed, forward the form and all attachments to the administrator.  Your claim will be forwarded for assessment and your benefit cheque will be mailed directly to you or your beneficiary.

Proof of Loss

Written proof stating the occurrence, character and extent of loss must be submitted to the plan administrator within 90 days from the date of the accident for Accidental Death and Dismemberment Insurance.

The Insurance Company shall have the right and opportunity to examine any person whose injury or illness is the basis of claim, when and as often as it may reasonably require during the pending and payment period, if any, of such claim.