Due to the COVID-19 pandemic, our offices are closed however we are in communication electronically.
Please send all benefit and eligibility queries to: administration@bpagroup.com and all claim inquiries to: claims@bpagroup.com. Please ensure to include your full name, certificate number and reason for inquiry, all inquiries will be handled on a priority basis within 1 business day. Click here to read an important update from your Benefits Department.
Effective January 1, 2020, OHIP will no longer cover any portion of your medical costs while travelling outside of Canada.

Early Retirees (Age 60 to 64)

Members who choose to retire on or after January 1, 2013 and who are under age 65 may continue to participate in the Teamsters and Toronto Ready-Mix Producers' Benefit Plan Trust Fund.

Should you choose to retire, you may remit your own contributions directly to the Trust Fund, providing all of the following conditions are met:

  1. You are a member paying Union Dues to Teamsters Local Union 230 at the time of your retirement.
  2. You have participated in a Teamsters Benefit Plan for a minimum of 10 years.
  3. You have participated in the Teamsters and Toronto Ready-Mix Producers' Benefit Plan Trust FundĀ for the preceding five years.
  4. You are at least 60 years of age at the date of retirement.
  5. You are not actively employed elsewhere.
  6. You notify the administrator of your retirement within 31 days of the date of your retirement.
  7. You must choose the full package of benefits available.

The decision to participate in the Early Retiree Plan must be made at the time of retirement. Members will not be allowed to join at a later date.

Retiring members will be able to exhaust their hour bank before making their own contributions. They must contact the Benefit Plan Administrator to notify him or her of their retirement and to establish when their first payment is due.

This website describes the conditions of eligibility, coverage and claims procedures under theĀ Teamsters and Toronto Ready Mix Producers Benefit Plan Fund. The Board of Trustees are solely responsible for establishing the eligibility rules of the Trust Fund.


Claim Forms:



*Please note that some changes were made to the booklet after April 2018 and these have been highlighted in red for your information.

Teamsters and Toronto Ready Mix Producers Benefit Plan Fund
c/o Benefit Plan Administrators
90 Burnhamthorpe Road West, Suite 300
Mississauga, Ontario L5B 3C3