Due to the COVID-19 pandemic, our offices are closed however we are in communication electronically.
Please send all benefit and eligibility queries to: administration@bpagroup.com and all claim inquiries to: claims@bpagroup.com. Please ensure to include your full name, certificate number and reason for inquiry, all inquiries will be handled on a priority basis within 1 business day. Click here to read an important update from your Benefits Department.
Effective January 1, 2020, OHIP will no longer cover any portion of your medical costs while travelling outside of Canada.

Covered Services & Specialists

Covered diagnostic services

  • MRI
  • CT Scan
  • Neurology
  • Cardiology
  • Urology
  • General Surgery
  • Ophthalmology
  • Rheumatology
  • Gastroenterology
  • Ear, Nose & Throat
  • Ultrasound
  • Neurosurgery
  • Orthopedics

Covered specialists

  • Cardiologist
  • Gastroenterologist
  • General Surgeon
  • Neurosurgeon
  • Ophthalmologist
  • Rheumatologist
  • Urologist
  • Neurologist

What are the different types of diagnostic scans and specialists covered?

Magnetic Resonance Imaging (MRI)

Magnetic Resonance Imaging (MRI) is a medical diagnostic technique that uses strong magnetic fields, radio waves, and field gradients to generate images of the internal organs of the body. Unlike CT Scans, it does not utilize x-rays. MRIs allow healthcare professionals to assess internal issues that would otherwise be undetectable, providing more accurate and detailed diagnoses, which in turn yields shorter recovery times.

Computed Tomography Scan (CT Scan)

Computed Tomography Scan (CT Scan) is essentially a three-dimensional x-ray; a computer combines a series of many x-rays taken at different angles to create a single cross-sectional image of the area scanned. Various structures in the body absorb the x-rays to varying degrees and will appear on the CT Scan with varying intensity, allowing a doctor to easily identify abnormalities. Being able to look into the body of a patient to find otherwise difficult to diagnose problems is an invaluable tool in providing quick and effective healthcare.


An Ultrasound is an imaging technique that uses high frequency sound waves to penetrate the human body and create an image based off of the return of said sound waves. They echo off of the tissues to varying degrees, which is then recorded by a computer and displayed as an image. The main advantage of an ultrasound is that it provides images in real-time, so doctor and patient can determine the cause of injury or illness, and begin treatment, immediately.


Orthopedics is the branch of medicine concerning conditions involving the musculoskeletal system. An orthopedic specialist will help patients who suffer from bone fractures, the gradual degeneration of joints, sprains and strains of tendons and ligaments, and other such musculoskeletal issues.


A Cardiologist is a specialist of the heart, as well as other parts of the circulatory system. A healthy heart is vital to a long and active life, so it is absolutely essential that problems involving the heart are treated with accuracy and haste.


A neurologist is a medical specialist focused on disorders of the nervous system, including the brain, the spinal cord, and peripheral nervous system. Observation and analysis by a trained neurologist is imperative when it comes to a disorder of the nervous system; the entire human body relies on its proper function and health.


Disease affecting any part of the organ system used to digest food – the “gastrointestinal tract” - are the concern of a gastroenterologist. An illness of the gastrointestinal tract can be substantially life altering; Crohn's disease and Irritable Bowel Syndrome, for example, can be lifelong ailments that require the diagnosis and treatment of a gastroenterologist to establish a manageable routine.

General Surgeon

A General Surgeon specializes in the abdominal contents of the body, in particular the stomach, liver, pancreas, gallbladder, and other internal organs. Typically, the treatment of traumatic and emergency injury or illness falls to the general surgeon, however they also are responsible for the execution of a variety of other surgeries, such as transplants, mastectomies, laparoscopic procedures, pediatric surgeries.

Ear, Nose & Throat (ENT)

An Ear, Nose & Throat (ENT) specialist deals with conditions of the ears, nose and throat, but also other structures at the base of the skull. Allergies, snoring, voice disorders, cleft lip/palates, and thyroid issues are all problems an ENT can help resolve.


Somewhat like an optometrist, who provides primary eye care, an Ophthalmologist specializes further in the health and physiology of the eyeball and the orbit. They can provide treatment for many eye diseases, as well as surgeries to improve vision.


A urologist specializes on the male and female urinary tract, as well as the male reproductive organs. A urologist may use medical management to treat conditions not requiring surgery, such as UTIs, as well as surgical management to treat more serious conditions, such as cancer or kidney stones.

This website describes the conditions of eligibility, coverage and claims procedures under the Teamsters and Toronto Ready Mix Producers Benefit Plan Fund. The Board of Trustees are solely responsible for establishing the eligibility rules of the Trust Fund.


Claim Forms:



*Please note that some changes were made to the booklet after April 2018 and these have been highlighted in red for your information.

Teamsters and Toronto Ready Mix Producers Benefit Plan Fund
c/o Benefit Plan Administrators
90 Burnhamthorpe Road West, Suite 300
Mississauga, Ontario L5B 3C3