Due to the COVID-19 pandemic, our offices are closed however we are in communication electronically.
Please send all benefit and eligibility queries to: administration@bpagroup.com and all claim inquiries to: claims@bpagroup.com. Please ensure to include your full name, certificate number and reason for inquiry, all inquiries will be handled on a priority basis within 1 business day. Click here to read an important update from your Benefits Department.
Effective January 1, 2020, OHIP will no longer cover any portion of your medical costs while travelling outside of Canada.

Description of Benefits

Percentage Payable

The percentage payable is the maximum percentage of your costs that the plan will reimburse you, for you and your Dependents’ Covered Expenses, after any deductible is satisfied. 


The deductible is the amount of Covered Expenses which you must pay each calendar year before benefits are payable under this plan.   

Calendar Year Benefit Maximum

The Calendar Year Benefit Maximum is the maximum amount the plan will allow any one individual for Dental benefits in a single calendar year.

Lifetime Benefit Maximum

The Lifetime Benefit Maximum is the maximum amount allowed for any one individual for Dental benefits in their lifetime. 

Free Choice of Dentist

You may choose any licensed dentist or licensed denturist practicing within the scope of his or her profession.

This website describes the conditions of eligibility, coverage and claims procedures under the Teamsters and Toronto Ready Mix Producers Benefit Plan Fund. The Board of Trustees are solely responsible for establishing the eligibility rules of the Trust Fund.


Claim Forms:



*Please note that some changes were made to the booklet after April 2018 and these have been highlighted in red for your information.

Teamsters and Toronto Ready Mix Producers Benefit Plan Fund
c/o Benefit Plan Administrators
90 Burnhamthorpe Road West, Suite 300
Mississauga, Ontario L5B 3C3