Due to the COVID-19 pandemic, our offices are closed however we are in communication electronically.
Please send all benefit and eligibility queries to: administration@bpagroup.com and all claim inquiries to: claims@bpagroup.com. Please ensure to include your full name, certificate number and reason for inquiry, all inquiries will be handled on a priority basis within 1 business day. Click here to read an important update from your Benefits Department.
Effective January 1, 2020, OHIP will no longer cover any portion of your medical costs while travelling outside of Canada.

Description of Benefits

Each Canadian Province and Territory provides a Medicare Plan with comprehensive benefits for Hospital confinement, the service of medical Physicians and other health practitioners, ambulance services, etc.   In many cases, the benefits provided by these plans will pay all, or almost all, of the expenses you incur in your home province.

When you are outside Canada and require these services, your Provincial Medicare Plan will usually make a payment towards your expenses but that payment is usually limited to the amount that would have been paid for the same service in the Province in which you reside.  Unfortunately, there is often a tremendous difference between the cost of these services outside Canada and the amount allowed by your Medicare Plan, which you would have to pay were it not for this valuable benefit.

This Plan provides extensive coverage for many services rendered outside Canada. It would be important to note that such expenses are covered provided that they were unexpected, and of an emergency nature.  The Plan does not provide benefits for medical treatment if the purpose of your trip outside Canada is to obtain that medical treatment.

The specifics of your Emergency Out of Province/Country Travel Medical Coverage are detailed in a separate brochure.  These brochures, as well as wallet cards to carry while travelling, are available from your employer, or Benefit Plan Administrators Limited.

This website describes the conditions of eligibility, coverage and claims procedures under the Teamsters and Toronto Ready Mix Producers Benefit Plan Fund. The Board of Trustees are solely responsible for establishing the eligibility rules of the Trust Fund.


Claim Forms:



*Please note that some changes were made to the booklet after April 2018 and these have been highlighted in red for your information.

Teamsters and Toronto Ready Mix Producers Benefit Plan Fund
c/o Benefit Plan Administrators
90 Burnhamthorpe Road West, Suite 300
Mississauga, Ontario L5B 3C3